Current financing promotion of 120 days no interest, No credit needed.

Koalafi looks beyond credit scores. With us, you’re just a few quick steps from getting what you need. Apply from anywhere, get approved in seconds, and never miss out on another purchase. We review your application and set you up with a tailored payment plan that best fits your needs.

A temporary hold of $49 will be placed on your debit card. This will process as your initial payment at the time of signing. If you choose not to proceed, this hold will be released. Koalafi also helps you build your credit by reporting your progress to the credit bureaus, so your credit score improves.

Payment Solutions fit for life - not your credit score.

Get clear terms, easy payment options, and consideration beyond your credit score with American First Finance.

*Approval is possible without a credit score, but credit may be checked. Applications may be for payment solutions through American First Finance or loans organized by FinWise Bank, a Utah-charted bank. Member FDIC. Products may vary by location. Terms and conditions subject to change at any time at any time without prior disclosure or notice. See agreement for details.